Payment Methods for Betting Apps Not on GamStop
We tested all 12 betting apps not on GamStop by making real accounts, depositing money, and taking our winnings out. This shows how they actually work, not just what their ads say. Across all apps, you can use 6 payment methods, which are crypto, bank transfers, Revolut, Google Pay, and Apple Pay.
The deposit side is easy on every app. The withdrawals matter more, especially aspects like which method pays you back, how long it takes, and the checks that you see before a withdrawal is complete. None of these apps holds a UK Gambling Commission licence. Instead, they accept UK players under offshore licences from Anjouan, Curaçao and Costa Rica, which changes what protection you have if something goes wrong.
Key Points
Below, you can see the main points that the betting apps we show have:
- Every app accepts crypto and at least one debit card, so you can use these two methods.
- Unlike UK-licensed sites, 3 apps (Spinpolo, Daytonaspin, WinWinter) take credit cards because offshore sites don’t follow the rules of UK. However, betting with credit cards brings more risk.
- No app takes PayPal, Neteller or Paysafecard. Only Runa takes Skrill.
- Withdrawals run 1 to 3 business days on every app and every method.
- Wallet and card routes pay back to the card; bank and crypto pay back to source.
- These apps are offshore, outside UKGC protection: no GAMSTOP, no Alternative Dispute Resolution.
Payment methods at a glance
The table below shows how many of the 12 apps take each method, from the cashiers we tested.
| Method | Apps that take it | Notes |
|---|---|---|
| Crypto | All 12 | 7 allows crypto withdrawals, 2 only allows deposits |
| Debit card (Visa) | 11 | All except Runa |
| Debit card (Mastercard) | 11 | All except SpellWin |
| Maestro | 2 | Legionbet, LuckyWave |
| Credit card | 3 | Spinpolo, Daytonaspin, WinWinter |
| Bank transfer / open banking | 9 | Not Gambiva, Wildzy, Prestige Spin |
| Revolut | 8 | Named or via the Revolut card |
| Google Pay | 5 | Basswin, Beonbet, Spinpolo, Daytonaspin, WinWinter |
| Apple Pay | 3 | Basswin, Gambiva, Beonbet |
| Skrill | 1 | Runa only |
| PayPal / Neteller / Paysafecard | 0 | Not accepted anywhere |
You can click on any payment method below to see details for each app.
Crypto
Crypto is the one of the main options many apps provide. Across these crypto betting sites not on GamStop, 7 of the 12 also allow withdrawals in crypto, while 2 (Basswin, LuckyWave) take it for deposits but offer different withdrawal methods. Coin options vary, as some apps have just a few, while Runs offers up to 9. 3 apps didn’t show any coin details during our testing.
Debit and credit cards
One of the most universal options are cards. Visa and Mastercard are available at 11 apps, whereas Maestro is optional at 2. The notable point is credit cards. UK-licensed bookmakers cannot take them since the 2020 ban, but three of these credit card betting sites do (Spinpolo, Daytonaspin, WinWinter). This is very different from UK-regulated sites and calls for more caution, because betting with borrowed money is risky and can be problematic.
Bank transfer and open banking
Nine of these betting sites with bank transfer accept direct bank transfers, including Monzo, online banking, or Pay by Bank. None of them use Trustly, which is usually the standard option, so it is helpful to keep that in mind.
Revolut
8 of the betting sites that take Revolut accept it either as a named option or through the Revolut card. It works just like a standard Visa or Mastercard, through having the gambling block in the app turned on is the main reason a deposit gets declined.
Google Pay
5 of these betting sites with Google Pay take it (Basswin, Beonbet, Spinpolo, Daytonaspin, WinWinter). It works as a secure shortcut for your debit card, and only works for deposits, so your winnings go back to the card linked to your wallet. Since most of these sites run in a browser, Google Pay works really good with Chrome.
Apple Pay
Apple Pay is only available on 3 apps, which are Basswin, Gambiva, and Beonbet. For Gambiva, it is the main wallet option. Apple Pay keeps your card details safe and lets you confirm payments with Face ID or Touch ID. You can only use it to deposit money, not to withdraw. Your winnings go back to your debit card in 1-3 days.
You can only use debit cards with Apple Pay here, not credit cards. It works on iPhone, iPad, Apple Watch, and Mac. If you use Android, use Google Pay instead.
What isn’t accepted
Some of the payment methods are also famous among betting fans, but are not available in the ones we offer. Across all 12 apps we tested:
- PayPal: accepted at zero apps.
- Neteller: accepted at zero apps.
- Paysafecard: accepted at zero apps.
- Skrill: accepted at one app only, Runa.
If PayPal is how you bet, none of these apps will suit you. Our PayPal betting sites guide sets out the alternatives that these apps do offer.
The same-method return rule
One simple rule controls how you get your money back, and it is that you usually withdraw using the same method you used to deposit. If you use a card, go back to that card. If you use a bank transfer, it goes back to the same bank account.
If you use Google Pay, Apple Pay, or Revolut, your winnings do not go to the app itself. Instead, they go back to the debit card linked to that app. This is done to follow safety rules, so it is good to know before you make a deposit.
Deposit and withdrawal speeds
Deposits are almost instant on every method. Withdrawals usually take 1-3 business days for all apps. Your first withdrawal takes a bit longer because the app needs to check your identity before sending your money.
| Method | Deposit | Withdrawal |
|---|---|---|
| Crypto | Almost instant | 1 to 3 business days (7 apps pay in crypto) |
| Debit or credit card | Instant | 1 to 3 business days |
| Bank transfer / open banking | Almost instant | 1 to 3 business days, closed-loop |
| Revolut | Instant | 1 to 3 business days, to the card |
| Google Pay / Apple Pay | Instant | 1 to 3 business days, to the card |
None of the payment methods here withdraw money instantly.
Currency, fees and limits
Most apps let you pay in GBP. Basswin, Spinpolo, and SpellwWin use euros instead, so your money gets converted when you pay. Minimum payments are small, starting at £15 on Runa and around £20 on most other apps. These apps don’t charge any fees to deposit or withdraw, but your bank might charge a fee, especially for euro currency conversion.
Which Method Works Best For Bettors
Different payment methods work best for different requirements that you may have. Mainly:
- Use crypto, Revolut, Google Pay, or Apple Pay so the app never sees your card number if you want to keep your card details private;
- Use a debit card, which works on 11 of the apps, if you want the easiest and most common option;
- If you want crypto withdrawals, pick 1 of the 7 apps that support it;
- Revolut works best for using euros and is optional in Basswin, Spinpolo, and SpellWin;
- If you prefer a bank transfer, 9 apps accept it, but keep in mind that none of them use Trustly.
Bonuses and Promotions
There are two aspects that decide whether your deposit will let you get a bonus or not. They are:
- Does the app have a sports bonus. Sites like Wildzy, Spinpolo, Daytonaspin, and WinWinter only offer casino bonuses. They don’t have a sports welcome bonus regardless of the payment method you choose.
- Doe your payment method work for the bonus. Cards, mobile wallets, and Revolut usually qualify for bonuses. However, some bonuses don’t get activated with certain payment methods. Always read the terms first, because using the wrong method can cancel your bonus for good.
Common payment problems
There are different issues that you can face when making a deposit. The most common ones are:
- Declined deposit. This is usually because your bank blocks gambling payments, and that’s not a problem with the app. Many UK banks like Monzo, Barclays, and Lloyds let you turn on this block for both cards and bank transfers, so check your banking app settings first;
- Delayed withdrawal. This usually happens when your identity check is not complete. Send your ID and proof of address early, and make sure your name is spelled the same way everywhere;
- Confusion in wallet payout. If you deposit with Google Pay or Apple Pay, your payout goes back to the debit card linked to your wallet, not to the wallet app itself.
Safety, and how these differ from UKGC bookmakers
Safe payments are built into these apps when you deposit money. Cards use more password checks, and methods like crypto, Google Pay, or Apple Pay keep your card and bank details hidden from the app. However, because these apps are based offshore, they don’t follow standard UK gambling rules.
This means there is no Gamstop self-exclusion and no official UK support group to help you if you have a payout argument. Your bank can still help with card problems, but getting help for gambling payments is harder. Overall, the payment process itself is secure, but you have much less overall protection than you would on a UK-licensed site, so keep this in mind before you deposit.
Responsible Gambling
Since there is no Gamstop on these sites, the best control comes directly from your bank. Many UK banks like Monzo, Barclays, and Lloyds let you turn on a gambling block. This stops all payments to betting sites from both your card and bank account. Because 3 of these apps let you use credit cards, turning on a bank block is a great way to protect yourself from spending borrowed money.
If gambling is affecting your money, your mood or the people around you, support is free and confidential through GamCare and BeGambleAware. See our responsible gambling guide for limits and self-exclusion tools.
Legal and responsible gambling
All of these sites are 18+, and instant crypto and wallet deposits make redepositing easy, and a few apps still take credit cards, so a deposit limit belongs first. None of these apps is on GamStop, so the caps inside each cashier and independent blocking tools are what hold; see our responsible gambling page for those and for self-exclusion.
- UK availability: all 12 apps accept UK players.
- Licensing: offshore (Anjouan, Curaçao, Costa Rica). None hold a UKGC licence.
- Last checked: October 2026.
Payment methods: quick answers
What payment methods do these apps take?
Crypto and a debit card at nearly all 12, plus bank transfer at 9, Revolut at 8, Google Pay at 5 and Apple Pay at 4. Skrill is at 2 apps, and PayPal, Neteller and Paysafecard at none.
Do any take PayPal?
No. PayPal is accepted at zero of the 12 apps we tested.
Can I use a credit card?
Yes, in apps of Spinpolo, Daytonaspin and WinWinter. Offshore apps are not bound by the UK’s 2020 credit-card ban, but betting on credit carries extra risk.
How long do withdrawals take?
1 to 3 business days on every app and method. The first payout is slower because of a one-time identity check.
Where do my winnings go?
Back to the method you deposited with. Card, Revolut and mobile-wallet deposits pay back to the card; bank and crypto pay back to source.
Are these apps safe to pay on?
The payment step is well protected, but the apps are offshore and outside UKGC protection, with no GAMSTOP and no ADR. Weigh that before depositing.
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